Regular Savings

• Interest will compound daily and credit to the account quarterly.
• A service charge of $5.00 will be imposed quarterly if the balance falls below $100.00 any day during that quarter. This fee will not apply if the account holder is 62 years or older, minors under 21 and organizations that are exempt from the charge.
• You will be charged a $2.00 fee by this bank for using another institutions ATM.

Certificates of Deposit

• Maturities range from 3 months to 6 years. A $500.00 minimum deposit is required to open an account.