Checking & Savings Accounts Effective December 2, 2020
| Account Type | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
|
Now Account |
$0-$2,499.99 |
.00% |
.00% |
|
Now Account |
$2,500.00+ |
.05% |
.05% |
|
Regular Savings |
$0.00 |
.15% |
.15% |
|
Money Market Checking |
$0-$4,999.99 |
.00% |
.00% |
|
Money Market Checking |
$5,000.00+ |
.25% |
.25% |
|
Golden Money Market Account |
$0-$9,999.99 |
.00% |
.00% |
|
Golden Money Market Account |
$10,000-$74,999 |
.35% |
.35% |
|
Golden Money Market Account |
$75,000 + |
.40% |
.40% |
Fees may reduce earnings on these accounts.
Rates may change after the account is opened.
Daily Balance = the amount of principal in the account each day.
For additional information about these accounts, please see our Truth in Savings Disclosures of Deposit Accounts or a personal banker.
Certificates Of Deposit Effective December 2, 2020
| Account Type |
Minimum Balance Required to Open Certificate of Deposit |
Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
|
3 months |
$500.00 |
.10% |
.10% |
|
6 months |
$500.00 |
.15% |
.15% |
|
12 months |
$500.00 |
.20% |
.20% |
|
24 months |
$500.00 |
.25% |
.25% |
|
36 months |
$500.00 |
.40% |
.40% |
|
48 months |
$500.00 |
.50% |
.50% |
|
60 months |
$500.00 |
.60% |
.60% |
|
72 months |
$500.00 |
.75% |
.75% |
Subject to early withdrawal penalty.
Daily Balance = the amount of principal in the account each day.
The Certificate Of Deposit APY assumes interest will remain on the deposit until maturity. A withdrawal will reduce earnings.
For additional information about these accounts, please see our Truth in Savings Disclosures of Deposit Accounts or a personal banker.