Free Personal Checking

  • No minimum balance.
  • You will be charged a $1.00 fee by this bank for using another institutions ATM. A dormant service charge of $5.00 per month will be charged when the balance in the account is below $50.00 and has had no activity in 365 days.
Now Account

  • $2500.00 minimum balance to receive the current interest rate.
  • If the account falls below $2500.00 any day of the statement cycle, then no interest will be paid for those days.
  • Interest compounds daily and credits to the account each month.
  • You will be charged a $1.00 fee by this bank for using another institutions ATM. A dormant service charge of $5.00 per month will be charged when the balance in the account is below $50.00 and has had no activity in 365 days.
Money Market Checking

  • $5000.00 minimum balance to receive the current interest rate.
  • If the account falls below $5000.00 any day of the statement cycle, then no interest will be paid for those days. A $6.00 fee per month will be charged if your balance falls below $5000.00 any day of the statement cycle.
  • Interest compounds daily and credits to your account each month.
  • You will be charged a $1.00 fee by this bank for using another institutions ATM.
Golden Money Market

  • $10000.00 minimum balance to receive the current interest rate.
  • If the account falls below $10000.00 any day of the statement cycle, then no interest will be paid for those days. A $6.00 fee per month will be charged if your balance falls below $10000.00 any day of the statement cycle.
  • Interest compounds daily and credits to your account each month.
  • You will be charged a $1.00 fee by this bank for using another institutions ATM.